briandailey.com » brian http://www.briandailey.com Brian Dailey Blog Mon, 10 Jan 2011 20:23:39 +0000 en hourly 1 http://wordpress.org/?v=3.0 Protection against injury and financial loss from an auto accident injury http://www.briandailey.com/protection-against-injury-and-financial-loss-from-an-auto-accident-injury http://www.briandailey.com/protection-against-injury-and-financial-loss-from-an-auto-accident-injury#comments Sat, 24 Apr 2010 11:48:41 +0000 brian http://www.briandailey.com/protectection-against-injury-and-financial-loss-from-an-auto-accident-injury Have you ever had an auto insurance agent explain to you specifically why he recommended the kind of insurance coverage that you have been paying so much money for in your policy? Are you sure that you have the coverage that you need to protect yourself from harm and financial loss due to a Michigan Automobile Crash?
Since the 1970s Michigan has had a no fault automobile insurance law. The principle element of the Michigan No Fault Automobile Insurance Law requires drivers and owners of motor vehicles to purchase insurance to cover themselves and their relatives and spouse who reside with them for allowable expenses like medical and prescription costs, household chore replacement services and wage losses in case of a Michigan injury auto accident. While it may be a bit more expensive than automobile insurance in other states, the coverage required by the Michigan No Fault Automobile Insurance Act is perhaps the least expensive health coverage that you can buy. This is because once a person is injured in a Michigan injury auto accident the insurance company has to cover the expense of that injury for the rest of the life of the of the injured person, even if the injured person cancels the insurance policy the day after the Michigan injury automobile crash. No doubt, this is great protection against having to shell out hundreds and thousands of dollars for your care, recovery and rehabilitation in case you are injured in a Michigan injury automobile accident and need to hire a Michigan Injury Attorney or Michigan injury auto crash lawyer to sue your insurance company to continue paying the expenses for your care, recovery and rehabilitation.
What your Michigan insurance agent probably did not tell you is that you can further protect yourself from injury and financial loss if you make sure to buy an adequate amount of Michigan Uninsured Motorist Coverage and Michigan Underinsured Motorist Coverage. Michigan Uninsured Motorist coverage provides compensation to you against your own insurance company in the event you are injured in a Michigan injury auto crash and the other driver who caused that crash does not have insurance. Michigan Underinsured Motorist Coverage provides compensation for you and your loved ones injured in a Michigan injury automobile accident when the other driver who caused the crash does not have an adequate amount of Michigan No Fault Automobile Liability Coverage to compensate you for a severe, permanent or catastrophic auto crash injury.
Most insurance agents do not encourage their customers to buy uninsured and underinsured motorist coverage. Michigan does not require us to buy uninsured or underinsured motorist coverage and most agents either do not encourage us to buy underinsured and uninsured motorist coverage or they tell us to buy an inadequate amount.
Michigan Injury Lawyer Brian Dailey advises all to buy uninsured motorist and underinsured motorist coverage in an amount no less than $300,000.00 single limit. To do this you will have to buy the same value of insurance for liability that will defend you if you are accused of causing a Michigan Injury Auto Accident.
Michigan Injury Lawyer Brian Dailey, Founder of Dailey Law Firm, PC and Host of the LawShow, www.thelawshow.com, on NewsTalk 760 WJR has been representing persons injured in Michigan Auto Accidents for more than 20 years. www.daileylawyers.com.
Attorney Brian Dailey

Attorney Brian Dailey

]]> http://www.briandailey.com/protection-against-injury-and-financial-loss-from-an-auto-accident-injury/feed 0 Brian Dailey Nets $75,000.00 savings for client in short sales of two Michigan homes http://www.briandailey.com/brian-dailey-nets-75000-00-savings-for-client-in-short-sales-of-two-michigan-homes http://www.briandailey.com/brian-dailey-nets-75000-00-savings-for-client-in-short-sales-of-two-michigan-homes#comments Thu, 25 Feb 2010 17:05:06 +0000 brian http://www.briandailey.com/?p=68 Brian Dailey worked diligently for his clients seeking short sale of two homes and was able to accomplish short sale for them with Bank waivers of deficiency netting the clients more than $75,000.00 in savings. In seeking a short sale of a home the Bank is generally concerned about two issues.

The first and most important issue is  whether the sale price proposed is the equivalent of the market value. To confirm that the proposed sale price is current market value the Bank will normally obtain an independent valuation from a qualified realtor. After the Bank confirms that the sale price is market value the Bank will usually grant the short sale so long as there is a good reason to do so. Many times the good reason for a short sale also known as a hardship letter is more about how it is written than the actual reason.

The second issue in the short sale process is whether the seller is able to pay the deficiency. To obtain a waiver of deficiency the seller must provide the bank with a detailed financial statement along with income and expense analysis.

Hiring a short sale lawyer or a short sale attorney to assist is essential to the success of the short sale.

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